Loan Management
Manage the complete loan lifecycle from application to closure.
See It in a DemoAll loan products in one platform
Add new loan products without changing your workflow. Collateral tracking stays flexible as your portfolio grows.
Configurable loan workflow
Each stage, transition rule, and approval threshold is a config record — customised per loan product.
Application
Customer profile + loan product selection + collateral details
Document Review
Dynamic checklist — mandatory / optional / conditional per product
Collateral Verification
Vehicle inspection, property visit, gold assay — logged with photos
Credit Assessment
CIBIL / Equifax pull + risk grading + credit recommendation
Sanctioning
Approval routing by amount — Branch Manager / Credit Manager / Company Admin
Agreement Signing
Aadhaar eSign + system-generated loan agreement PDF
Disbursement
Maker initiates → Checker approves → Amount credited (NEFT / UPI / Cash)
Active Loan
EMI schedule, collection tasks, ledger entries, foreclosure handling